Q.1 Do you have enough savings set aside for emergencies without touching your investments?

• No, I don't have any emergency savings
• I have some savings but not enough for 3 months expenses
• I have enough for about 3 months of expenses
• I have enough for 6 months of expenses
• I have more than 6 months of expenses saved

Q.2 What is your main reason for investing?

• To keep my money safe without any loss
• To earn steady income and protect my money
• To grow my money moderately with some risk
• To grow my money a lot and accept some ups and downs
• To take big risks and try to earn very high returns

Q.3 Which investment would you feel most comfortable keeping for the next 5 years?

• Fixed deposits or PPF with guaranteed returns
• Government bonds or NSC with steady returns
• Shares of big, well-known Indian companies
• Mutual funds that invest in large and mid-size companies
• Stocks with high growth potential or international funds

Q.4 How long do you plan to keep your money invested?

• Less than 1 year
• 1 to 3 years
• 3 to 5 years
• 5 to 10 years
• More than 10 years

Q.5 What annual return would you be happy with, even if it goes up and down?

• 4% to 6% with very low risk
• 6% to 8% with some safety
• 8% to 12% with moderate risk
• 12% to 15% with higher risk
• More than 15% with high risk

Q.6 How much loss in your investments can you accept before feeling worried?

• Less than 5% loss
• 5% to 10% loss
• 10% to 15% loss
• 15% to 25% loss
• More than 25% loss

Q.7 How do you usually make decisions about investing?

• I prefer safe options after asking trusted experts
• I follow advice that keeps my money safe
• I like a mix of safety and growth
• I prefer advice to grow money even if risky
• I make my own choices and accept big risks

Q.8 Which best describes your feelings about risk?

• I want to avoid risk and keep my money safe
• I am okay with small risk for some growth
• I accept moderate risk for good growth
• I am okay with big risk for higher returns
• I want high returns and accept very high risk

Q.9 If the stock market suddenly crashes, what will you do?

• Take out all my money to avoid losses
• Move some money to safer places
• Keep my money invested and wait
• Buy more shares because prices are low
• Invest more in risky assets for big gains

Q.10 How confident are you managing your investments when the market changes a lot?

• Not confident; I prefer very safe options
• Somewhat confident; I like to be careful
• Fairly confident; I can handle ups and downs
• Very confident; I actively manage my investments
• Extremely confident; I take big risks on purpose

Risk Form